ACI Worldwide Reports 25% Revenue Growth and Net Income Turnaround in Latest Quarter

ACI Worldwide, Inc. reported significant financial growth in its latest quarterly results, with total revenues for the three months ended March 31, 2025, reaching $394.6 million, a 25% increase from $316.0 million in the same period last year. The company’s net income also saw a substantial turnaround, reporting $58.9 million compared to a net loss of $7.8 million in the prior year. This improvement was driven by a notable increase in software and platform services, which generated $237.1 million, up 10% year-over-year, and a remarkable 182% surge in license revenue, which totaled $84.5 million.

The company’s operational metrics reflected positive trends, with total current assets rising to $1.2 billion from $990.8 million at the end of 2024. ACI Worldwide's cash and cash equivalents increased to $230.1 million, up from $216.4 million, while settlement assets surged to $543.2 million, compared to $318.9 million in the previous quarter. The company also reported a decrease in total liabilities, which fell to $1.7 billion from $1.6 billion, indicating improved financial health.

Strategically, ACI Worldwide has made significant organizational changes, including a realignment of its reporting segments to better reflect its operational focus. The company now reports under two segments: Payment Software and Biller, which allows for more targeted resource allocation and performance assessment. This restructuring is expected to enhance operational efficiency and drive future growth. Additionally, ACI completed the sale of a 30% equity investment in a payment technology company in India for $46 million, resulting in a gain of $25.9 million, which contributed to the overall increase in net income.

In terms of market performance, ACI Worldwide has expanded its geographic reach, with revenues from international markets increasing significantly. The company reported $157.8 million in revenue from regions outside the United States, compared to $87.9 million in the previous year. This growth is attributed to the rising demand for digital payment solutions and the adoption of real-time payment systems globally. The company’s employee headcount remained stable, reflecting its focus on optimizing existing resources while pursuing growth opportunities.

Looking ahead, ACI Worldwide expressed optimism about its future performance, citing strong demand for its software solutions and the ongoing shift towards digital payments. The company anticipates continued revenue growth driven by increased transaction volumes and the expansion of its SaaS and PaaS offerings. ACI also plans to leverage its strategic partnerships and investments in cloud technology to enhance its service delivery and market competitiveness. The company remains committed to maintaining its financial health while pursuing strategic acquisitions to further bolster its market position.