ACI Worldwide, Inc. reported a total revenue of $401.3 million for the second quarter of 2025, marking a 7% increase from $373.5 million in the same period of 2024. The growth was primarily driven by a 15% rise in Software as a Service (SaaS) and Platform as a Service (PaaS) revenues, which reached $271.3 million, up from $235.4 million. However, license revenue saw a decline of 14%, falling to $56.7 million from $65.6 million, attributed to timing issues with license renewals. For the first half of 2025, total revenue increased by 15% to $795.8 million compared to $689.5 million in the prior year.
Operating expenses for the second quarter rose by 15% to $366.4 million, up from $319.8 million, largely due to increased costs in revenue generation and general administrative expenses. Notably, general and administrative expenses surged by 51% to $37.7 million, influenced by higher personnel costs and professional fees. The company reported an operating income of $34.9 million for the quarter, a decrease of 35% from $53.7 million in the previous year. Net income for the quarter was $12.2 million, down 60% from $30.9 million in Q2 2024.
In terms of strategic developments, ACI Worldwide completed the redemption of its 5.750% Senior Notes due 2026, which amounted to $400 million, funded through borrowings from its revolving credit facility and an incremental term loan. The company also repurchased 2.7 million shares of its common stock for $134.7 million during the first half of 2025, with a remaining authorization of approximately $223.5 million under its stock repurchase program.
Operationally, ACI Worldwide reported a total of 1,144 customers as of June 30, 2025, with significant growth in its Biller segment, which generated $221.9 million in revenue for the quarter, up from $191.8 million a year earlier. The company continues to focus on expanding its market presence, particularly in international markets, while leveraging its cloud technology and real-time payment solutions to enhance customer experiences. The outlook remains cautiously optimistic, with expectations of continued growth driven by increased digital payment transaction volumes and the adoption of real-time payment systems.
About ACI WORLDWIDE, INC.
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