ACI Worldwide, Inc. reported a total revenue of $430.4 million for the second quarter of 2026, marking a 7% increase from $401.3 million in the same period of 2025. The growth was driven by a $13.5 million rise in Software as a Service (SaaS) and Platform as a Service (PaaS) revenues, which reached $284.8 million, and a 21% increase in license revenue to $68.8 million. For the first half of 2026, total revenues amounted to $856.2 million, an 8% increase compared to $795.8 million in the prior year. The company reported a net income of $31.8 million for the second quarter, a significant increase from $12.2 million in the same quarter of 2025, resulting in a diluted earnings per share of $0.31.
In terms of operational performance, ACI Worldwide's total operating expenses rose to $385.8 million in the second quarter, up 5% from $366.4 million a year earlier. The increase was attributed to higher costs in research and development, which grew by 17% to $47.9 million, and selling and marketing expenses, which increased by 6% to $30.6 million. The company’s operating income for the second quarter was $44.6 million, reflecting a 28% increase from the previous year. The total employee headcount remained stable, with no significant changes reported.
Strategically, ACI Worldwide has focused on expanding its SaaS offerings and enhancing its product portfolio. The company launched ACI Connetic, a cloud-native payments hub solution, which is expected to broaden its market reach and cater to a wider range of customers, including smaller institutions. The company also reported a backlog of $7.3 billion as of June 30, 2026, indicating a stable pipeline of future revenue, with $2.1 billion classified as committed backlog.
Geographically, ACI's revenue from the United States was $275.1 million for the second quarter, slightly down from $275.9 million in the prior year, while revenue from other regions increased to $155.3 million from $125.4 million. The company noted that foreign currency fluctuations positively impacted revenue by approximately $3.5 million in the second quarter. Looking ahead, ACI Worldwide anticipates continued growth driven by the increasing adoption of digital payments and ongoing investments in technology and product development. The company remains committed to leveraging its expertise in payment solutions to capture emerging market opportunities.
About ACI WORLDWIDE, INC.
ACI Worldwide, Inc. is a global software company specializing in intelligent payments orchestration for banks, merchants, and billers. Its comprehensive solutions streamline digital payment processing across various channels and networks, addressing the needs of over 80,000 merchants and major financial institutions. With a focus on innovation, ACI leverages AI to enhance fraud management and customer experiences, positioning itself to capitalize on the growing demand for secure, real-time payment solutions.
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