BIMINI CAPITAL MANAGEMENT, INC.

About BIMINI CAPITAL MANAGEMENT, INC.

Bimini Capital Management, Inc. is a specialty finance company focused on investing in agency mortgage-backed securities (MBS) guaranteed by Fannie Mae, Freddie Mac, and Ginnie Mae, primarily backed by single-family residential mortgages. It operates two segments: managing its own leveraged and unleveraged MBS portfolio and externally managing Orchid Island Capital, a mortgage REIT. The company’s strategy emphasizes risk-adjusted returns, interest rate risk management, and maintaining regulatory exemptions through diversified, credit-risk-mitigated investments.