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Brighthouse Financial, Inc. is a leading U.S. provider of annuity and life insurance products, including variable, fixed, index-linked, and income annuities, as well as term, universal, whole, and variable life insurance. Serving individual customers primarily through independent distribution channels, the company focuses on risk-managed product design, capital efficiency, and long-term financial security solutions. Its business model emphasizes disciplined underwriting, diversified reinsurance, and fee-based revenue from investment management and insurance guarantees.
This description was generated via AI from an annual report. Updated about 1 year ago.