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Chemung Financial Corporation is a New York-based bank holding company operating through its subsidiary, Chemung Canal Trust Company, a community bank offering commercial, residential, and consumer loans, deposit products, and wealth management services. Serving primarily New York and Pennsylvania markets, it emphasizes relationship banking, prudent lending, and stable, low-cost deposit funding. The company’s business model combines traditional community banking with diversified financial services, including brokerage, insurance, and trust administration.
This description was generated via AI from an annual report. Updated about 1 year ago.