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Citizens Financial Services, Inc. is a Pennsylvania-based bank holding company owning First Citizens Community Bank, a full-service regional bank. The Bank offers retail and commercial banking services, including deposit accounts, real estate, commercial, agricultural, and consumer loans, as well as trust and investment services. It serves individual, business, governmental, and institutional customers across Pennsylvania, New York, Delaware, and New Jersey, focusing on community banking with diversified local economies.
This description was generated via AI from an annual report. Updated about 1 year ago.