Equifax Inc. reported a strong financial performance for the fiscal year ending December 31, 2025, with total operating revenue reaching $6.074 billion, a 7% increase from $5.681 billion in 2024. The company's operating income also rose to $1.095 billion, up from $1.042 billion the previous year, resulting in an operating margin of 18.0%. Net income attributable to Equifax increased to $660.3 million, or $5.32 per diluted share, compared to $604.1 million, or $4.84 per share, in 2024. This growth was driven by revenue increases across all three business segments: Workforce Solutions, U.S. Information Solutions (USIS), and International.
In comparison to the previous fiscal period, Equifax's revenue growth was attributed to various factors, including a rise in mortgage and diversified markets revenue within the USIS segment, as well as growth in Verification Services under Workforce Solutions. The International segment also saw revenue growth, particularly in Europe and Latin America, despite foreign exchange rate fluctuations that negatively impacted revenue by approximately $21.7 million. The company experienced a slight decline in Employer Services revenue, which was offset by gains in other areas.
Strategically, Equifax continued to focus on expanding its product offerings and capabilities. In 2025, the company completed an acquisition within the Workforce Solutions segment, further enhancing its service portfolio. The company also emphasized its commitment to technology transformation, particularly through its cloud initiatives, which are expected to drive future growth. Equifax's employee headcount increased to approximately 15,000, reflecting ongoing investments in talent to support its strategic objectives.
Operationally, Equifax reported significant engagement metrics, with its key employment and income data platform, The Work Number®, holding about 209 million active employment records. The company also maintained a diversified client base, with no single client accounting for more than 3% of total revenue. The international revenue accounted for 23% of total revenue, consistent with previous years, indicating stable geographic expansion. The company’s focus on data security and compliance with evolving regulations remains a priority, especially in light of past cybersecurity incidents.
Looking ahead, Equifax anticipates continued economic uncertainty, particularly regarding inflation and interest rates, which may impact demand for its services. The company expects U.S. mortgage credit activity in 2026 to be slightly below 2025 levels, while planning for overall economic growth in its international markets to be below previous years. Equifax's management remains optimistic about leveraging its technology transformation and strategic acquisitions to drive future growth and enhance shareholder value.
About EQUIFAX INC
Equifax Inc. is a global data, analytics, and technology company providing credit, consumer, and business information solutions. Its core segments include Workforce Solutions, USIS, and International services, offering verification, credit reporting, fraud detection, and risk management products. Serving financial, government, and consumer markets worldwide, Equifax leverages proprietary data, advanced analytics, and cloud technology to enable informed decision-making and process automation.
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