Euronet Worldwide Reports 9% Revenue Growth to $1,074.3 Million in Q2 2025

Euronet Worldwide, Inc. reported significant financial growth in its latest quarterly results, with revenues reaching $1,074.3 million for the three months ended June 30, 2025, a 9% increase from $986.2 million in the same period last year. For the first half of 2025, revenues totaled $1,989.8 million, up 8% from $1,843.2 million in the prior year. The company’s net income attributable to Euronet increased by 17% to $97.6 million for the second quarter, compared to $83.1 million in 2024, and rose 24% to $136.0 million for the first half of the year.

The company experienced notable changes in its operational metrics, with total operating expenses rising to $915.7 million for the second quarter, up from $851.9 million a year earlier. This increase was driven by higher direct operating costs, salaries, and selling, general, and administrative expenses. The operating income for the second quarter was $158.6 million, reflecting an 18% increase from $134.3 million in the previous year. The growth in operating income was attributed to increased transaction volumes and effective pricing strategies, despite rising costs associated with inflation and operational expansion.

Euronet has also made strategic moves, including the acquisition of a 60% equity stake in UNIDOS CO. LTD for $18 million, which is expected to enhance its Money Transfer segment. The company allocated significant portions of the acquisition cost to customer relationships and goodwill. Additionally, Euronet's ATM network expanded to 56,760 active ATMs, a 5% increase from the previous year, contributing to a 36% rise in transactions processed, which reached 3.7 million in the second quarter.

The company reported a strong cash position, with cash and cash equivalents totaling $1,329.3 million as of June 30, 2025, compared to $1,278.8 million at the end of 2024. Euronet's working capital decreased to $601.1 million, reflecting the company's ongoing investments and operational needs. The company has also been active in share repurchases, with a total of 2.3 million shares repurchased in the second quarter under its existing buyback programs.

Looking ahead, Euronet remains optimistic about its growth trajectory, driven by expanding market opportunities in its EFT Processing, epay, and Money Transfer segments. The company anticipates continued revenue growth, supported by strategic acquisitions and an increase in transaction volumes, despite potential challenges from inflation and foreign currency fluctuations. Euronet's management is focused on leveraging its technology and operational efficiencies to enhance profitability and shareholder value in the coming quarters.