FirstCash Holdings, Inc. reported significant financial growth in its latest quarterly results, with total revenue reaching $1.05 billion for the three months ended March 31, 2026, a 26% increase from $836.4 million in the same period last year. The company's net income also rose to $107.7 million, up from $83.6 million, resulting in diluted earnings per share of $2.43, compared to $1.87 in the prior year. This performance reflects strong demand across its pawn and retail operations, particularly in the U.S. and Latin America.
The company experienced notable increases in various revenue streams, including retail merchandise sales, which grew by 25% to $464.8 million, and pawn loan fees, which surged by 39% to $266.7 million. The U.K. segment, bolstered by the acquisition of H&T Group plc in August 2025, contributed $101.7 million in revenue and $39.2 million in pre-tax operating income. The overall growth was attributed to increased customer transactions and higher average loan amounts, alongside a favorable currency exchange rate for its Latin American operations.
Operationally, FirstCash expanded its footprint, operating 3,334 pawn stores across the U.S., Latin America, and the U.K. as of March 31, 2026. This includes the addition of four new stores in Latin America and three in the U.K. during the quarter. The company also reported a 14% increase in the number of active retail merchant partners in its retail POS payment solutions segment, which now stands at approximately 16,600 locations. The increase in customer engagement and transaction volumes reflects the company's strategic focus on enhancing its service offerings and expanding its market presence.
The filing also highlighted a rise in operating expenses, which increased by 27% to $397.3 million, primarily due to higher labor costs and administrative expenses associated with the H&T acquisition. Despite this, the company maintained a strong operating margin of 14% for the quarter. Looking ahead, FirstCash plans to continue its expansion strategy, focusing on increasing pawn receivables and inventories, as well as pursuing additional acquisitions. The company remains optimistic about its growth prospects, supported by a solid liquidity position with $130.7 million in cash and cash equivalents and available credit facilities.
About FirstCash Holdings, Inc.
FirstCash Holdings, Inc. operates pawn stores in the U.S. and Latin America, providing short-term, non-recourse pawn loans secured by personal property. It also offers retail merchandise sales and technology-driven retail POS payment solutions for credit-constrained consumers. The company focuses on neighborhood-based stores, serving unbanked and under-banked customers, and emphasizes responsible lending, community engagement, and environmental sustainability through recycling pre-owned goods and metals.
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