Fiserv, Inc. reported a notable increase in its financial performance for the second quarter of 2025, with total revenue reaching $5.516 billion, a 8% increase from $5.107 billion in the same period last year. The company's net income attributable to Fiserv, Inc. was $1.026 billion, up from $894 million in the prior year, reflecting a 15% increase. For the first half of 2025, total revenue was $10.646 billion, compared to $9.990 billion in the first half of 2024, while net income rose to $1.877 billion from $1.629 billion, marking a 15% increase.

The company experienced significant growth in both its Merchant and Financial segments. The Merchant segment's revenue increased by 10% to $2.644 billion in the second quarter, driven by strong performance in the Small Business and Enterprise lines, as well as contributions from recent acquisitions such as CCV Group B.V. The Financial segment also saw a 7% revenue increase to $2.552 billion, with Digital Payments and Issuing being key contributors to this growth. The overall increase in revenue was attributed to higher processing volumes and data analytics sales.

In terms of strategic developments, Fiserv made several acquisitions in the first half of 2025, including Payfare, CCV, Pinch Payments, and Money Money, for a total purchase price of $365 million. These acquisitions are expected to enhance Fiserv's capabilities in embedded finance and payment solutions across various regions, including Europe and Asia-Pacific. The company also acquired the remaining 19% interest in ICICI Merchant Services for $22 million, further consolidating its position in the merchant services market.

Operationally, Fiserv reported a decrease in total expenses as a percentage of revenue, which fell to 69.3% in the second quarter of 2025 from 72.0% in the previous year. This improvement was driven by scalable revenue growth and a reduction in amortization of acquisition-related intangible assets. The company’s employee headcount remained stable, and it continues to focus on enhancing its product offerings and expanding its market share in both domestic and international markets.

Looking ahead, Fiserv remains optimistic about its growth trajectory, driven by ongoing investments in technology and strategic acquisitions. The company anticipates continued demand for its payment and financial services solutions, particularly as the global payments landscape evolves. Fiserv's management emphasized their commitment to operational excellence and innovation, positioning the company to capitalize on emerging opportunities in the financial technology sector.

About FISERV INC

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