Fiserv, Inc. reported a total revenue of $21.2 billion for the fiscal year ending December 31, 2025, marking a 4% increase from $20.5 billion in 2024. The company's operating income was $5.8 billion, slightly down from $5.9 billion in the previous year. Net income attributable to Fiserv increased by 11% to $3.5 billion, compared to $3.1 billion in 2024. The growth in revenue was primarily driven by a 5% increase in the Merchant Solutions segment, which generated $10.1 billion, while the Financial Solutions segment saw a 2% increase to $9.7 billion.
In terms of operational metrics, Fiserv's processing and services revenue, which constitutes 80% of total revenue, rose by 1% to $16.9 billion. The company experienced a notable increase in product revenue, which grew by 13% to $4.3 billion, reflecting strong demand for its offerings. The overall expenses also increased by 5% to $15.4 billion, influenced by higher costs associated with processing and services, as well as selling, general, and administrative expenses.
Strategically, Fiserv has been active in expanding its capabilities through acquisitions. In 2025, the company acquired several businesses, including StoneCastle Cash Management for $415 million, which enhances its deposit funding solutions, and CardFree, which expands its Clover platform's capabilities in the hospitality sector. The total expenditure on acquisitions for the year amounted to $856 million. Additionally, Fiserv has been focusing on its "One Fiserv" action plan, aimed at enhancing client engagement and operational efficiency through the integration of artificial intelligence and improved service delivery.
As of December 31, 2025, Fiserv reported a total employee headcount of over 38,000, reflecting its commitment to maintaining a robust workforce to support its growth initiatives. The company also noted a significant increase in its cash flow from operations, which totaled $6.1 billion, although this represented a 9% decrease from the previous year. Looking ahead, Fiserv anticipates continued growth driven by its strategic investments and the ongoing expansion of its product offerings, particularly in the areas of embedded finance and digital payments. The company remains focused on leveraging its technology to meet evolving market demands and enhance customer experiences.
About FISERV INC
Fiserv, Inc. is a global provider of payments and financial services technology, serving banks, credit unions, merchants, and public sector clients. Its core offerings include account processing, digital banking, card issuer services, payments, e-commerce, and merchant solutions. The company focuses on innovation, integrated solutions, and long-term client relationships to enable secure, efficient financial transactions and commerce worldwide.
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