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F&M Bank Corp. is a Virginia-based financial holding company owning Farmers & Merchants Bank, which provides a broad range of banking services including loans, deposits, and digital banking. It operates primarily in the Shenandoah Valley, offering residential, commercial, and consumer lending. The company emphasizes community banking, risk management, and regulatory compliance, serving individual and business customers with a focus on stability, asset quality, and local economic growth.
This description was generated via AI from an annual report. Updated about 1 year ago.