**Great Southern Bancorp Reports Financial Results for 2025**
Great Southern Bancorp, Inc. (GSBC) reported total consolidated assets of $5.60 billion as of December 31, 2025. The company's net loans totaled $4.36 billion, while deposits reached $4.48 billion. Total stockholders’ equity was reported at $636.1 million. The company operates 89 banking centers across six states, serving approximately 192,900 customers.
The company's financial performance for the year ended December 31, 2025, showed a net income of $71.0 million, compared to $61.8 million for the previous year. Interest income totaled $313.7 million, while interest expense was $113.5 million, resulting in a net interest income of $200.2 million. Non-interest income was $29.1 million, and non-interest expense was $141.9 million. Basic earnings per common share were $6.23, and diluted earnings per common share were $6.19.
A key operational development was the consolidation of the Edina, Minnesota, banking center into the Lakeville, Minnesota, location in January 2026. Additionally, the company plans to transition its Cottleville, Missouri, banking center into an Express Center in the first half of 2026. The company's loan portfolio composition shifted, with a decrease in other residential (multi-family) loans, construction loans, one- to four-family residential loans, and commercial business loans. The company also reported that it had $94.0 million in loans secured by junior lien mortgages, representing 2.1% of the total loan portfolio.
The company's allowance for credit losses was $64.8 million as of December 31, 2025, representing 1.46% of total loans. Non-performing loans were $2.1 million, or 0.05% of total loans. The company's strategy continues to emphasize loan originations through residential, commercial, and consumer lending activities in its market areas, while also diversifying assets and reducing interest rate risk. The company's website is www.greatsouthernbank.com, where additional information can be found.
About GREAT SOUTHERN BANCORP, INC.
Great Southern Bancorp, Inc. is a bank holding company that owns Great Southern Bank, offering a wide range of banking services including residential, commercial, and consumer loans. It serves markets across multiple states, focusing on real estate, commercial, and consumer lending. The company emphasizes diversified loan portfolios, interest rate risk management, and community banking, leveraging its extensive branch network and regional expertise.
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