**Hancock Whitney Corp. Reports Increased Net Income in 2025**

Hancock Whitney Corporation (HWC) reported a net income of $486.1 million, or $5.67 per diluted share, for the year ended December 31, 2025. This represents an increase compared to the $460.8 million, or $5.28 per diluted share, reported for the year ended December 31, 2024. The company's financial performance was impacted by a $5.9 million pre-tax charge related to the acquisition of Sabal Trust Company. The aggregate market value of the voting stock held by nonaffiliates of the registrant was $4.9 billion based upon the closing market price on NASDAQ on June 30, 2025.

The company's net interest income (taxable equivalent) increased to $1.119 billion, up from $1.093 billion in the previous year. The net interest margin also saw an increase, rising to 3.47% from 3.37%. The provision for credit losses was $51.2 million, slightly lower than the $52.2 million reported in the prior year. The company's loan portfolio grew to $24.0 billion, an increase of $659.0 million from the previous year, while deposits decreased slightly to $29.3 billion, a decrease of $213.1 million from the previous year.

Strategic developments for Hancock Whitney in 2025 included the acquisition of Sabal Trust Company in May, which added approximately $3 billion in assets under management. The company also continued its multiyear organic growth plan, adding a net 22 new bankers and planning to open four new financial centers in the North Dallas, Texas area in 2026. The company's workforce increased to 3,627 full-time equivalent associates as of December 31, 2025, compared to 3,476 associates as of December 31, 2024.

Looking ahead, Hancock Whitney anticipates continued growth in its existing markets, with a focus on controlled expenses and enhanced technology to improve customer service. The company plans to continue investing in new products and services to diversify revenue streams and will evaluate future acquisition opportunities to increase shareholder value. The company's Board of Directors approved a new stock buyback program effective January 1, 2026, expiring on December 31, 2026, authorizing the repurchase of up to 5% of the company's outstanding common stock.

About HANCOCK WHITNEY CORP

Hancock Whitney Corporation is a financial holding company providing banking, trust, and investment services primarily in the Gulf South and southeastern U.S. markets. Its core activities include retail and commercial banking, wealth management, and equipment finance. The company offers deposit products, loans, trust and investment management, and brokerage services, focusing on relationship-based banking, community engagement, and technological innovation to serve consumers, small businesses, and corporate clients.

This description was generated via AI from an annual report. Updated 8 months ago.

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