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Live Oak Bancshares, Inc. is a bank holding company that operates Live Oak Bank, a North Carolina-chartered commercial bank specializing in online small business lending and deposit services. It primarily offers SBA-guaranteed loans and government-backed financing to small businesses across industry verticals. The company leverages technology for loan origination, servicing, and customer relationships, competing in a highly regulated environment focused on innovation, customer experience, and community support.
This description was generated via AI from an annual report. Updated about 1 year ago.