**MetLife Inc. Reports Annual Financial Results, Announces Strategic Reorganization**

MetLife Inc., a leading global financial services company, released its annual report on Form 10-K, detailing its financial performance for the year ended December 31, 2025. The report indicates that the company's net income available to common shareholders was $3.173 billion, compared to $4.226 billion in the previous year. The company's total revenues reached $77.084 billion, an increase from $70.986 billion in 2024. This growth was primarily driven by an increase in premiums, which rose from $44.945 billion to $49.779 billion.

A significant development highlighted in the filing is the strategic reorganization implemented in the fourth quarter of 2025. This reorganization involved the establishment of MetLife Investment Management (MIM) as a new reportable segment, previously part of Corporate & Other, and the integration of MetLife Holdings' business into Corporate & Other. Certain products formerly reported in MetLife Holdings have been moved to Group Benefits and Retirement and Income Solutions (RIS). These changes were applied retrospectively for all years presented, except for the product movements, which were only applied for the year ended December 31, 2025. The company emphasized that the reorganization did not impact prior period consolidated net income or adjusted earnings.

Key operational developments and business indicators were also outlined in the report. The company's Statement-Based Combined RBC Ratio was in excess of 350% at December 31, 2025. The company also returned approximately $4.4 billion to shareholders in 2025. The company's employee headcount stood at approximately 46,000 at the end of the fiscal year.

Looking ahead, MetLife anticipates continued uncertainty regarding inflation and unemployment in 2026. Based on the forward yield curve as of December 31, 2025, the company expects long-term interest rates to moderately rise in 2026 with the yield curve steepening, as short-term interest rates decline. The company is maintaining its near-term annual targets for adjusted return on equity, excluding total notable items, of 15%-17%, and double-digit adjusted earnings per share growth, excluding total notable items. The company is also committed to achieving a direct expense ratio target, excluding total notable items related to direct expenses and pension risk transfers, of 12.1% for 2026 and 11.3% in 2029.

About METLIFE INC

MetLife, Inc. is a global leader in insurance, employee benefits, and asset management, serving individual and corporate clients across key markets including the U.S., Asia, Latin America, and Europe. Its core offerings include life, health, disability, annuities, and pension products. The company leverages diversified distribution channels, risk management, and reinsurance to deliver value, focusing on growth, innovation, and regulatory compliance in a competitive financial services landscape.

This description was generated via AI from an annual report. Updated 8 months ago.

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