Repay Holdings Corporation reported a total revenue of $309.3 million for the fiscal year ending December 31, 2025, a slight decrease of 1.2% from $313.0 million in 2024. The decline in revenue was attributed to client losses and reduced political media spending during the election cycle, which impacted the company's media payments business. Despite these challenges, the company experienced growth from newly signed clients and existing client transactions. The Consumer Payments segment, which accounted for approximately 85% of total revenue, saw an increase to $285.9 million, while the Business Payments segment decreased to $48.4 million.
The company's operating expenses surged to $563.9 million in 2025, up from $320.8 million in 2024, primarily due to a significant non-cash impairment loss of $242.7 million related to goodwill in the Consumer Payments segment. Other operating expenses included costs of services, which rose to $77.2 million, and selling, general, and administrative expenses, which decreased slightly to $142.0 million. The net loss attributable to the company was $256.7 million, a substantial increase from a loss of $10.2 million in the previous year, reflecting the impact of the impairment loss.
In terms of operational metrics, Repay Holdings maintained approximately 294 integrations with various software providers as of December 31, 2025, which supports its strategy of embedding payment solutions into clients' workflows. The company also reported a chargeback rate of less than 1% of payment volume, indicating effective risk management practices. As of the end of 2025, Repay employed approximately 486 full-time employees across its four office locations.
Looking ahead, Repay Holdings aims to enhance its market position by increasing penetration in existing verticals, expanding into new markets, and continuing to innovate its product offerings. The company has also indicated a focus on operational efficiencies and strategic acquisitions to drive growth. However, it faces challenges from a competitive payment processing landscape and potential regulatory changes that could impact its operations and financial performance. The company’s liquidity position remains strong, with $115.7 million in cash and cash equivalents and an available borrowing capacity of $250 million under its credit facility as of December 31, 2025.
About Repay Holdings Corp
Repay Holdings Corporation is a payments technology provider offering integrated electronic payment processing solutions across vertical markets such as personal and auto loans, receivables management, healthcare, and B2B sectors. Its proprietary platform simplifies complex transactions, enabling clients to accept cards, ACH, and digital payments. The company leverages software integrations, strategic acquisitions, and industry expertise to serve diverse clients, emphasizing innovation, operational efficiency, and regulatory compliance.
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