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Diamond or Dud?

The weekly showdown where investors decide if controversial stocks are hidden gems or complete trash

⚡ A few minutes a week to sharpen your market knowledge.

Diamond or Dud is for entertainment purposes only. AssetRoom does not provide financial advice. Figures collected prior to poll publication.
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Why we're voting on HOOD this week

The meme stock app made $1.9 billion last year. Not revenue - profit.

Robinhood has been quietly building something bigger while everyone still jokes about GameStop. $324 billion in customer assets. 4.2 million paying subscribers. Banking, retirement accounts, prediction markets. They’re copying the fintech super-app playbook.

But old habits die hard. Crypto trading crashed 38% last quarter and took revenue estimates down with it. At 35x earnings, investors are betting Robinhood has truly changed. Has it?

Poll Ran
Feb 20 – Feb 27, 2026
P/E Ratio
35
Market Cap
~$68B
Platform Assets
$324B (+68% YoY)
Gold Subscribers
4.2M (+58% YoY)

What's your verdict on HOOD?

Here's how the community voted

100%
💎 Diamond 💩 Dud
💎
Diamond Case
  • The diversification is real - Gold subscribers grew 58% to 4.2 million, generating recurring subscription revenue. Options trading grew 41%, retirement accounts hit $26.5 billion, and they just launched banking. This isn’t just a trading app anymore.

  • The numbers are undeniable - Full year 2025 delivered $4.5 billion in revenue (up 52%), $1.9 billion in net income, and record earnings per share of $2.05. Platform assets grew 68% to $324 billion. The company is printing money.

  • They’re expanding fast - Robinhood acquired crypto exchange Bitstamp for European reach, launched prediction markets (now their fastest-growing business ever), and rolled out a desktop platform to compete with serious brokers. They’re not standing still.

💩
Dud Case
  • Crypto dependency is still a problem - Crypto revenue crashed 38% in Q4 as Bitcoin pulled back from its highs. When trading volumes dry up, so does a big chunk of Robinhood’s revenue. The meme stock volatility that built this company doesn’t last forever.

  • Premium valuation, slowing growth - At 35x earnings, Robinhood is priced for perfection. But Q4 revenue missed estimates, and 2025’s 52% growth will be hard to repeat. The easy gains may be behind them.
  • Competition is fierce - Charles Schwab, Fidelity, and SoFi all offer commission-free trading now. Robinhood’s edge was being first and simple. That’s not much of a moat when the big players have copied the playbook.
💎
Diamond Case
  • The diversification is real - Gold subscribers grew 58% to 4.2 million, generating recurring subscription revenue. Options trading grew 41%, retirement accounts hit $26.5 billion, and they just launched banking. This isn’t just a trading app anymore.

  • The numbers are undeniable - Full year 2025 delivered $4.5 billion in revenue (up 52%), $1.9 billion in net income, and record earnings per share of $2.05. Platform assets grew 68% to $324 billion. The company is printing money.

  • They’re expanding fast - Robinhood acquired crypto exchange Bitstamp for European reach, launched prediction markets (now their fastest-growing business ever), and rolled out a desktop platform to compete with serious brokers. They’re not standing still.

💩
Dud Case
  • Crypto dependency is still a problem - Crypto revenue crashed 38% in Q4 as Bitcoin pulled back from its highs. When trading volumes dry up, so does a big chunk of Robinhood’s revenue. The meme stock volatility that built this company doesn’t last forever.

  • Premium valuation, slowing growth - At 35x earnings, Robinhood is priced for perfection. But Q4 revenue missed estimates, and 2025’s 52% growth will be hard to repeat. The easy gains may be behind them.
  • Competition is fierce - Charles Schwab, Fidelity, and SoFi all offer commission-free trading now. Robinhood’s edge was being first and simple. That’s not much of a moat when the big players have copied the playbook.

Discussion

This poll has closed. New comments cannot be added.

@sire_frugalman · 4 months ago (1 point)

Long term diamond IMHO but not going to buy at the current price. Increasing exposure to public markets by retail I think is a long term structural trend. More and more will need to take ownership of their ability to retire and I think financial literacy etc still has a long way to go. UK has a big drive on at the moment to get people to move out of cash and into equities. Those who can make it easier and more interesting, the better.

👍 1 upvote
💬 1 comment

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$HOOD - Diamond or Dud?

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