TransUnion Reports 9.5% Revenue Growth to $1.14 Billion in Q2 2025

TransUnion reported a strong financial performance for the second quarter of 2025, with revenues reaching $1.14 billion, a 9.5% increase from $1.04 billion in the same period last year. For the first half of 2025, revenue totaled $2.24 billion, up 8.4% from $2.06 billion in the prior year. The company’s net income attributable to TransUnion also saw significant growth, rising 28.9% to $109.6 million for the quarter and 71.6% to $257.7 million for the six months ended June 30, 2025. This increase in profitability was reflected in diluted earnings per share, which rose to $0.56 for the second quarter and $1.31 for the first half of the year.

Operating expenses for the second quarter increased by 10.4% to $947.5 million, driven primarily by a 15.5% rise in the cost of services, which amounted to $469.9 million. The increase in costs was attributed to higher product pricing and increased volume across both segments. Notably, the company did not incur any restructuring expenses in the second quarter of 2025, contrasting with $8.1 million recorded in the same period of 2024. The operating income for the quarter was $192.2 million, a 5.4% increase from $182.4 million in the previous year.

Strategically, TransUnion completed the acquisition of Monevo Limited on April 1, 2025, gaining full control after initially acquiring a 30% stake in 2021. This acquisition is expected to enhance TransUnion's capabilities in providing personalized credit offers through comparison websites. The integration of Monevo's operations is reflected in the revenue growth of the Consumer Interactive vertical, which contributed to the overall increase in revenue for the U.S. Markets segment.

In terms of operational metrics, TransUnion's total assets increased to $11.12 billion as of June 30, 2025, compared to $10.98 billion at the end of 2024. The company reported a cash and cash equivalents balance of $687.5 million, slightly up from $679.5 million at the end of the previous year. The company also repurchased approximately 452,000 shares of common stock for $38.8 million during the first half of 2025, under its $500 million share repurchase plan authorized in February 2025.

Looking ahead, TransUnion remains optimistic about its growth trajectory, supported by its ongoing transformation plan aimed at optimizing its operating model and advancing technology infrastructure. The company anticipates realizing annual savings of $120 million to $140 million from this initiative. However, it also acknowledges potential macroeconomic challenges, including inflation and interest rate fluctuations, which could impact consumer demand and overall business performance.