Triumph Financial Reports $22.2 Million Net Income and $6.381 Billion in Assets for 2025

Triumph Financial, Inc., a financial holding company headquartered in Dallas, Texas, reported consolidated total assets of $6.381 billion, total loans held for investment of $4.991 billion, total deposits of $4.950 billion, and total stockholders’ equity of $941.8 million as of December 31, 2025. The company focuses on providing financial services to participants in the for-hire trucking ecosystem in the United States, offering banking, factoring, payments, and intelligence services through its four reportable segments. For the year ended December 31, 2025, the Banking segment generated 57% of total segment revenue, Factoring 31%, Payments 11%, and Intelligence 1%.

Net income available to common stockholders for the year ended December 31, 2025, was $22.2 million, or $0.93 per diluted share, compared to $12.9 million, or $0.54 per diluted share, for the previous year. The company's return on average common equity was 2.54%, and its return on average assets was 0.40%. Gross loans increased by $444.3 million, with Banking loans increasing by 5.5%, Factoring factored receivables by 18.2%, and Payments factored receivables by 41.0%. The total dollar value of invoices purchased by the Factoring segment was $11.699 billion, compared to $10.370 billion in the prior year.

Key strategic developments included the sale of a building in Dallas, Texas, resulting in a gain of $8.7 million, and the acquisition of Greenscreens AI, Inc. for $139.0 million in cash and $12.7 million in common stock. The company also implemented a restructuring plan involving a 5% workforce reduction and other cost-saving measures, incurring $3.2 million in related expenses. Additionally, the company reached a settlement with the USPS for $47.5 million, which had an $11.5 million positive impact on pretax net income. As of December 31, 2025, the company decided to cease new originations in its asset-based loan portfolio and its liquid credit portfolio, and to begin winding down its operations during 2026.

The company's payments platform processed 33,562,731 invoices, paying a total of $40.517 billion during the year ended December 31, 2025. The company's data intelligence division, Intelligence, was launched during the fourth quarter of 2024 to turn the over-the-road trucking data collected through our services into actionable insights for our customers. As of December 31, 2025, the company had 1,450 full-time equivalent employees and emphasizes a work environment that values transparency, respect, and humility. The company's internet address is triumph.io, where its annual report on Form 10-K, its annual reports to stockholders, quarterly reports on Form 10-Q, current reports on Form 8-K and amendments to those reports are made available free of charge.