**Trustmark Corporation Reports Record Earnings for Fiscal Year 2025**

Trustmark Corporation (TRMK), a financial services company headquartered in Jackson, Mississippi, has announced its financial results for the fiscal year ended December 31, 2025, reporting record net income of $224.1 million, or $3.72 per basic share and $3.70 per diluted share. This compares to a net income of $223.0 million, or $3.65 per basic share and $3.63 per diluted share, for the year ended December 31, 2024. The company's revenue for 2025 reached $799.8 million, a significant increase of 42.6% from the $561.0 million reported in 2024. This surge in revenue was attributed to a combination of factors, including a substantial increase in noninterest income and a rise in net interest income.

The company's net interest income for 2025 totaled $636.1 million, an 8.8% increase compared to the $584.4 million reported in 2024. This growth was driven by a decline in total interest expense, which fell by 16.9% to $312.5 million, and an increase in interest on securities. However, these gains were partially offset by declines in interest and fees from loans held for sale (LHFS) and loans held for investment (LHFI). Noninterest income for 2025 reached $163.6 million, a substantial increase compared to the $23.4 million loss in 2024, primarily due to the $182.8 million loss on the sale of available for sale securities during the second quarter of 2024, and increases in mortgage banking and wealth management revenue.

Trustmark's strategic initiatives and operational developments also played a key role in its financial performance. Total loans (LHFI + LHFS) increased to $13.953 billion, a 4.5% increase from $13.290 billion in 2024. Total deposits also saw growth, reaching $15.500 billion, a 2.6% increase from $15.108 billion in the previous year. The company's capital position remained strong, with a common equity Tier 1 capital ratio of 11.72% and a Tier 1 leverage ratio of 10.18%. The Board of Directors announced a 4.2% increase in its regular quarterly cash dividend to $0.25 per share from $0.24 per share, reflecting Trustmark's profitability and financial strength.

Looking ahead, Trustmark acknowledges the ongoing economic uncertainties and market volatility. The company is closely monitoring the impact of tariffs, geopolitical developments, and potential changes in interest rates. While Trustmark's customer base is wholly domestic, international economic conditions affect domestic economic conditions, and thus may have an impact upon Trustmark's financial condition or results of operations. The company remains focused on managing its interest rate risk, maintaining strong credit quality, and adapting to evolving regulatory requirements. Trustmark is also committed to investing in technology and streamlining processes to enhance its ability to grow and serve customers in a competitive financial services industry.

About TRUSTMARK CORP

Trustmark Corporation is a Mississippi-based bank holding company providing comprehensive banking and financial services through its subsidiary, Trustmark National Bank. Its core activities include commercial, consumer, mortgage, and wealth management banking, serving regional markets in the southeastern U.S. The company emphasizes conservative lending, community development, and diversified revenue streams, competing with national, regional, and local financial institutions while maintaining strong regulatory compliance and capital adequacy.

This description was generated via AI from an annual report. Updated 8 months ago.

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