Upbound Group, Inc. reported a significant increase in financial performance for the fiscal year ending December 31, 2025, with total revenues reaching $4.7 billion, a rise of 8.7% from $4.3 billion in 2024. This growth was primarily driven by the addition of the Brigit segment, which contributed $206 million in revenue, and a $251 million increase in the Acima segment, attributed to higher gross merchandise volume (GMV) and expanded retailer partnerships. However, the Rent-A-Center segment experienced a decline in revenues, decreasing by approximately $83 million due to a reduction in same-store sales and a lower corporate-owned store count.
The company's operating profit decreased by 23.4% to $223.3 million, down from $291.6 million in the previous year. This decline was largely due to increased non-labor operating expenses, which rose by 17% to $949.9 million, and other charges totaling $212.2 million, which included legal accruals and costs associated with the Brigit acquisition. Despite these challenges, gross profit increased by 9.2% to $2.27 billion, reflecting a gross profit margin of 48.4%, slightly up from 48.1% in 2024.
In terms of operational metrics, Upbound Group's Acima segment saw a GMV increase of 8.6%, driven by a rise in third-party retailer locations and productivity. The Rent-A-Center segment reported a 2.2% decline in same-store sales, while the Brigit segment generated an operating profit of $30.7 million during its initial reporting period. The company employed approximately 12,050 individuals as of December 31, 2025, with a significant portion of its workforce engaged in customer-facing roles across its various segments.
Looking ahead, Upbound Group's strategic focus includes enhancing its digital offerings and expanding its market presence through partnerships and acquisitions. The company aims to leverage its technology-driven financial solutions to better serve underserved consumers. However, it also faces challenges from macroeconomic conditions, including inflation and changes in consumer spending behavior, which could impact future performance. The company remains committed to managing its operational costs and optimizing its business model to navigate these uncertainties effectively.
About UPBOUND GROUP, INC.
Upbound Group, Inc. is a leader in accessible financial solutions, primarily offering lease-to-own services through its Rent-A-Center and Acima segments. It provides consumers with flexible, branded product access without long-term debt, serving underserved markets in the U.S., Puerto Rico, and Mexico. The company leverages technology, data analytics, and a broad retail network to deliver convenient ownership options and expand financial opportunity.
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