Upbound Group, Inc. reported a total revenue of $1.165 billion for the third quarter of 2025, marking a 9% increase from $1.069 billion in the same period of 2024. The growth was primarily driven by a $59.1 million increase in the Acima segment and the addition of $57.7 million in revenue from the newly acquired Brigit segment. However, the Rent-A-Center segment experienced a decline of approximately $22.6 million. For the nine months ending September 30, 2025, total revenues reached $3.499 billion, up 7.9% from $3.241 billion in the prior year, with significant contributions from both Acima and Brigit.
Despite the revenue growth, Upbound Group's operating profit decreased by 24.7% to $52.8 million for the third quarter, down from $70.1 million a year earlier. This decline was attributed to increased operating expenses, particularly in non-labor costs, which rose by 23.5% to $242.1 million, and a significant increase in other gains and charges related to the Brigit acquisition. For the nine-month period, operating profit fell by 21.8% to $166.1 million, compared to $212.5 million in the same timeframe in 2024.
The company has made strategic moves, including the acquisition of Brigit, a financial health technology company, which was completed on January 31, 2025. This acquisition is expected to enhance Upbound's offerings in financial solutions for underserved consumers. The Brigit segment generated $141.4 million in revenue since its acquisition, contributing to the overall growth in the company's financial performance. Additionally, Upbound Group has consolidated its Franchising segment with the Rent-A-Center segment to streamline operations.
Operationally, Upbound Group reported a cash flow from operations of $264 million for the nine months ended September 30, 2025, an increase from $167 million in the previous year. The company ended the quarter with $107 million in cash and cash equivalents and total outstanding debt of $1.6 billion. The company also announced a quarterly cash dividend of $0.39 per share, reflecting its commitment to returning value to shareholders.
Looking ahead, Upbound Group anticipates continued growth driven by the integration of Brigit and the expansion of its Acima segment. However, the company remains cautious about macroeconomic conditions that could impact consumer behavior and operational performance. The management emphasized the importance of leveraging data analytics and technology to enhance customer engagement and operational efficiency as part of its strategic initiatives.
About UPBOUND GROUP, INC.
Upbound Group, Inc. is a leader in accessible financial solutions, primarily offering lease-to-own services through its Rent-A-Center and Acima segments. It provides consumers with flexible, branded product access without long-term debt, serving underserved markets in the U.S., Puerto Rico, and Mexico. The company leverages technology, data analytics, and a broad retail network to deliver convenient ownership options and expand financial opportunity.
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