Verisk Analytics, Inc. reported a revenue increase of 5.9% for the third quarter of 2025, reaching $768.3 million compared to $725.3 million in the same period last year. For the nine months ending September 30, 2025, total revenues were $2.2939 billion, reflecting a 6.9% increase from $2.1461 billion in 2024. The growth was primarily driven by a 6.9% rise in underwriting revenue, which totaled $542.1 million, and a 3.6% increase in claims revenue, amounting to $226.2 million. The company’s net income for the quarter was $225.5 million, a 2.5% increase from $220.0 million in the prior year, while net income for the nine-month period decreased by 4.8% to $711.1 million.
In terms of operational metrics, Verisk's total assets increased significantly to $6.2419 billion as of September 30, 2025, up from $4.2647 billion at the end of 2024. This growth was supported by a substantial rise in cash and cash equivalents, which surged to $2.1079 billion from $291.2 million. The company’s total liabilities also rose to $5.8644 billion, primarily due to an increase in long-term debt, which reached $3.2292 billion, compared to $2.5469 billion at the end of the previous year. The increase in debt was attributed to the issuance of new senior notes and a term loan facility to finance acquisitions.
Strategically, Verisk completed two acquisitions in 2025: SuranceBay, a provider of compliance solutions for the life and annuity industry, for $163.1 million, and Simplitium, a Nasdaq subsidiary, for $19.7 million. These acquisitions are expected to enhance Verisk's offerings in the insurance sector. The company also announced plans to acquire ExactLogix, Inc. for $2.35 billion, which is pending regulatory approval. The acquisitions are part of Verisk's strategy to expand its capabilities and market presence, particularly in Europe.
The company reported a total employee headcount of 8,000 as of September 30, 2025, reflecting its commitment to investing in talent to support growth initiatives. Verisk's EBITDA for the third quarter was $426.6 million, representing an 8.3% increase year-over-year, with an EBITDA margin of 55.5%. The company’s cash flow from operating activities also saw a significant increase, totaling $403.5 million for the quarter, up 36.2% from the previous year, indicating strong operational efficiency.
Looking ahead, Verisk remains optimistic about its growth trajectory, driven by ongoing investments in technology and analytics solutions. The company anticipates continued revenue growth from its core insurance business and expects to leverage its recent acquisitions to enhance service offerings and operational efficiencies. However, it also acknowledges potential challenges related to market conditions and integration of new businesses.
About Verisk Analytics, Inc.
Verisk Analytics is a data, analytics, and technology provider serving the insurance industry. It offers proprietary data assets, predictive models, and software solutions for risk assessment, underwriting, claims, catastrophe modeling, and marketing. Its services support insurance providers, reinsurers, and government agencies worldwide, helping clients improve decision-making, operational efficiency, and risk management through integrated, industry-specific solutions built on deep expertise and scale.
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