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Citizens, Inc. is a Colorado-based insurance holding company offering life insurance products primarily in the U.S. and internationally. Its core segments include international U.S. dollar-denominated whole life and endowment policies for middle- to upper-middle-class clients in Latin America and the Pacific Rim, and affordable final expense and critical illness insurance for lower-income U.S. households. The company distributes through independent agencies, focusing on tailored products, prudent underwriting, and investment income to support long-term policy benefits.
This description was generated via AI from an annual report. Updated about 1 year ago.